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Prism Insurance Agency Blog Page 9

View the latest blog posts from Prism Insurance Agency.

Tuesday, April 7, 2020

Do Entrepreneurs Need Business Insurance?

Being an entrepreneur is no piece of cake. You are going out on your own, venturing into a new industry and the future is unknown. Many factors will contribute to whether your new business will be a success or not. One of those factors is whether you purchase comprehensive business insurance from the get-go. READ MORE >>

Thursday, April 2, 2020

Are High Value Items Covered by Home Insurance?

High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions. Different insurance companies may have different limits, but generally it breaks down something like this: $1,500 per item $3,000 for combined value READ MORE >>

Thursday, March 26, 2020

Should You Consider Home Insurance Rates When Buying a Home?

When you buy a new home, you want to make sure it's within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance. What's the Average Cost of Home Insurance? The average cost of home insurance ranges from $598 in Delaware to $2,559 in Oklahoma. READ MORE >>

Tuesday, March 24, 2020

When Is It Legal and Illegal To Pass Someone?

If you get a ticket for illegal passing, it could be a moving violation that puts points on your license and could lead to your auto insurance rate to increase. You know to follow the law, but when exactly is it legal and illegal to pass someone? Passing on the Left The rules for passing on the left are pretty simple. READ MORE >>

Monday, March 23, 2020

Medical & Health Care Industry Specialized Tax Incentives & Cost Reduction Strategies

How Much Money is Available? The average available benefit for a small practice with their own building is $160,000. Who Qualifies? The following is an abbreviated list of common qualified practitioners: Physicians Dentists & Orthodontists Dermatology & Skin Care READ MORE >>

Monday, March 23, 2020

Hotel and Motel Cost Reduction and Tax Strategy Report

Hotel owners have three major tax incentives available to them, yet most are not taking advantage and consequently losing money. The main three programs that most in this industry are missing out on are: 1) Engineering-based Property Cost Allocation 2) Energy EPAct / 179d 3) Property Tax Reduction READ MORE >>

Monday, March 23, 2020

Automotive Dealer Tax And Cost Reduction

If you are like many of our Auto Dealer clients, you have been forced to make significant improvements to your facility. These improvements are generally to your show room, office areas and building facade. These improvements are eligible for Cost Segregation, and potentially 100% Bonus Depreciation! READ MORE >>

Monday, March 23, 2020

US Manufacturing Tax Credits

Currently there is over $100 Billion available for U.S. manufacturers.   Unfortunately, small to mid-sized firms are consistently missing out on these funds.   Programs such as the Section 41 Research Credit, Cost Segregation, Property Tax Mitigation, Energy EPAct, and others are potentially available to you. READ MORE >>

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Thursday, January 30, 2020

Taking Photos Of A Full Coverage Vehicle

Congratulations on getting your insurance policy and thank you for choosing Prism Insurance Agency! Here's the last part of the process, taking photos of all 4 sides of the vehicle when the coverage requirements dictate.  Here is an example of the appropriate way to take photos providing the current condition of the vehicle: READ MORE >>

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Friday, February 22, 2019

People Risk Management from Prism Insurance Agency

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